How to Apply PAN Card Online – Step-by-Step Guide in India

Introduction ;

          A PAN Card (Permanent Account Number) is a 10-digit alphanumeric ID issued by the Income Tax Department of India. It is mandatory for tax filing, bank accounts, investments, and many financial transactions.

IN THIS ARTICLE YOU WILL LEARN ABOUT 

1. How To Apply Pan Card In Online Step By Step
2. PAN Card correction / update process
3. Instant PAN Card in 10 minutes
4. PAN Card for students / minors
5. PAN Card status problem solution

1.How To Apply Pan Card In Online Step By Step

Who Can Apply Pan Card ;

•  Indian Citizens

• NRIs (Non-Resident Indians)

• Individuals (18+ and below 18)

• Companies, Firms, Trusts, LLPs

Two Official Websites to Apply PAN Card Online

You can apply PAN online through either of these government-authorized portals:

• NSDL (Protean)

• UTIITSL

PAN  CARD  APPLY  ONLINE FULL  STEP ;

Documents Required for PAN Card

1. Proof of Identity (Any One)

• Aadhaar Card
• Voter ID
• Passport
• Driving License

2. Proof of Address (Any One)

• Aadhaar Card

• Bank Statement

• Electricity Bill

• Passport

3. Proof of Date of Birth

• Aadhaar Card

• Birth Certificate

• Passport

If you use Aadhaar, only Aadhaar is enough (paperless).

Method 1: Apply PAN Card Online Using Aadhaar (Paperless)

• Step 1: Go to PAN Application Website Choose NSDL or UTIITSL official site

• Step 2: Select Application TypeSelect “New PAN – Indian Citizen (Form 49A)”

• Step 3: Choose Submission Mode Select Paperless (e-KYC using Aadhaar)

• Step 4: Enter Basic Details Full Name (as per Aadhaar)

• Date of Birth

• Mobile Number

• Email ID

• Step 5: Verify Aadhaar

• Enter Aadhaar Number

• Click Send OTP

• Enter OTP received on Aadhaar-linked mobile

• Step 6: Fill Personal Details

• Father’s Name

• Gender

• Address (auto-fetched from Aadhaar)

• Step 7: Choose PAN Card Type

• Physical PAN Card (Delivered by post)

• e-PAN only (PDF via email)

• Step 8: Make Payment

Fee:

• 107 (Physical PAN – India)

• 72 (e-PAN only)

• Pay via Debit Card / Credit Card / Net Banking / UPI

• Step 9: Submit Application

• After payment, you will get:

• Acknowledgement Number

• Downloadable receipt

Method 2: Apply PAN Card Online Without Aadhaar

• Step 1: Select Form 49A Choose Physical submission

• Step 2: Fill Online Application Form Enter personal details

• Upload:

• Photo

• Signature

• Documents (ID, Address, DOB proof)

• Step 3: Pay Fees Same fees as above

• Step 4: Send Documents (If Required) Print acknowledgment

• Sign it

• Send to PAN processing center by post (if asked)

How to Track PAN Card Status

• Step 1: Go to PAN status tracking page

• Step 2: Enter Acknowledgement Number

• Step 3: Click Submit

 You can see whether PAN is:

• Under process

• Approved

• Dispatched

• How Long Does It Take?

• e-PAN: 10 minutes to 48 hours

• Physical PAN: 7–15 working days

• How to Download e-PAN Card

• Use Acknowledgement Number or Aadhaar Number

• Download PDF

• Password usually = DOB (DDMMYYYY)

• Important Points to Remember

• One person can have only one PAN

• PAN is valid for lifetime

• Name/DOB must match Aadhaar to avoid rejection

• PAN is mandatory for:

• Filing Income Tax Return

• Opening bank account

• Buying property

• Investments & loans

PAN Card Uses

• Income Tax filing

• Bank KYC

• Mutual funds & shares

• GST registration

• High-value transactions

2.PAN CAED  CORRECTION  AND  UPDATE  PROCESS IN STEP BY STEP

  Use this process if you can update or correct: 

• Name

• Father’s Name

• Date of Birth

• Address

• Photo / Signature

• Mobile / Email

Documents Required (Any One)

• Aadhaar Card (best & fastest)

• Passport

• Voter ID

• Driving License

PAN Card Correction – Requirements

• PAN Number

• Aadhaar Card (recommended)

• Active mobile number (Aadhaar-linked)

Step-by-Step PAN Correction Process ;

• Step 1: Open PAN Correction Website
• Go to NSDL (Protean) or UTIITSL official PAN portal
• Step 2: Select Correction Options

Tick the boxes for what you want to change:

• Name

• DOB

• Address

• Photo / Signature

• Step 3: Choose Submission Mode

• Select Paperless (Aadhaar e-KYC) for fastest approval

• Step 4: Enter PAN Details

• PAN Number

• Aadhaar Number

• Mobile Number

• Email ID

• Step 5: Aadhaar OTP Verification

• Receive OTP

• Enter OTP

• Personal details auto-fetch

• Step 6: Upload Photo & Signature (if needed)

• Photo: JPG (10–200 KB)

• Signature: JPG (10–200 KB)

• Step 7: Payment

• Correction Fee: ₹110 (India)

• Step 8: Submit Application Get Acknowledgement Number Save receipt

• Processing Time

• e-PAN update: 2–5 working days

• Physical PAN: 7–15 days.

3.Instant PAN Card in 10 Minutes (Aadhaar Based) ; 

Who Can Apply?

• Indian citizens

• Aadhaar linked with mobile

• No existing PAN

Step-by-Step Instant PAN Process

• Step 1: Open Income Tax e-Filing Portal

• Choose Instant e-PAN

• Step 2: Click “Get New PAN”

• Enter Aadhaar Number

• Click Continue

• Step 3: OTP Verification

• OTP sent to Aadhaar-linked mobile

• Enter OTP

• Step 4: Confirm Details

• Name, DOB auto-fetched from Aadhaar

• Confirm details

• Step 5: Submit

• PAN generated instantly

• Step 6: Download e-PAN

• PDF sent to email

• Also downloadable from portal

NOTE ; 

• FREE of cost

• Only e-PAN (no physical card)

• Processing time: 10–15 minutes

PAN Card for Students / Minors (Below 18 Years)

4. HOW  TO  APPLY FOR  PAN  CARD FOR STUDENTS AND MINORS ( Below 18 Years) ;  

What Is Minors PAN CARD ;

• A Minor PAN Card is a PAN allotted to a person under 18 years, but it is managed and used by the parent or legal guardian until the child becomes a major.

•  The PAN number is valid for life

Why is a Minor PAN Card Required And Useful 

• Bank accounts in the child’s name

• Fixed Deposits (FDs)

• Mutual fund investments

• Scholarships

• Income from investments (interest, dividends)

• Educational purposes

• Nominee investments

Note ; If the minor earns income (except scholarships), it is clubbed with parent’s income under Income Tax Act.

Documents Required
Minor’s Documents

• Birth Certificate OR Aadhaar

• Parent / Guardian Documents

• Aadhaar Card

• PAN Card

Step-by-Step Minor PAN Application

• Step 1: Select New PAN (Form 49A) Choose Minor PAN Application

• Step 2: Enter Minor Details

1. Full Name
2. Date of Birth

• Step 3: Enter Guardian Details

• Guardian Name

• Guardian PAN Number

• Relationship

• Step 4: Upload Documents

1. Minor DOB proof
2. Guardian ID proof

• Step 5: Payment Fee: 107

• Step 6: Submit Application Acknowledgement generated

Note ;

• Minor PAN does not have signature
• After turning 18 → PAN must be updated.

5. PAN Card Status Problem – Solutions Syep By Step 

Common problems & how to fix them

Problem 1: PAN Status Shows “Under Process”

Reason:

Verification pending

Solution:

• Wait 2–3 working days

• Check status using acknowledgement number

Problem 2: PAN Application Rejected

Common Reasons:

• Name mismatch with Aadhaar

• Blurred photo / signature

• Incorrect DOB

Solution:

• Reapply or correction request

• Ensure Aadhaar details match exactly

Problem 3: PAN Not Received by Post

Solution:

• Download e-PAN

• Request re-dispatch (address check)

Problem 4: Duplicate PAN Error

Reason:

• PAN already exists

Solution:

• Use Know Your PAN option
• Do NOT apply again

Problem 5: Unable to Download e-PAN

Solution:

• Try using Aadhaar + OTP

• Use correct DOB as password

• Try after 24 hours

• PAN Status Checking Steps

• Open PAN status page

• Enter Acknowledgement Number

• Submit

CONCLUTION ; 

     The PAN Card is a lifelong financial identity for every individual in India. It helps the government track financial transactions, prevents tax evasion, and is essential for smooth banking, investments, and income tax compliance. Without a PAN card, major financial activities are not possible in India.